Enter estimates for the inputs at right and click the “Calculate” button.

"Time is more valuable than money. You can get more money, but you cannot get more time."

~ Jim Rohn

"Dost thou love life? Then do not squander time, for that is the stuff life is made of."

~ Benjamin Franklin

"Time is money, and the older we get the less of it we've got left."

~ Charles Stross

"Time is money'. . . Waste it now. Pay for it later!"

~ Benjamin Franklin

"Time is the coin of life. Only you determine how it will be spent."

~ Carl Sandburg

Basics Input

Input the value of an hour of your time

Input any one-time costs to get started

How much does the service cost per month

input how many hours it will take to get full benefit (e.g. research, learning, practice

Estimate how many minutes you’ll save each week from this investment

Advance Input


Input Summary

Period analyzed (years)
Investment Name

Description of Investment

Value of your time per hour
Working weeks per year
One-time Cost
Monthly Cost
Time saved per week (minutes)
Other Monthly Benefits

Result Summary

Return on Investment:
Annualized ROI:
Breakeven Period (months):
Total hours saved:
Annual hours saved (average):

Breakeven Chart

  1. Savings line is green and area under it is light green
  2. Costs line is red and area under it is light red
  3. Axis are months and dollars

Yearly Result

Year Costs Benefits Net Benefits Hours Saved

Monthly Result

Month Costs Benefits Net Benefits Hours Saved